In publication since January 16, 1998, The Crusader explores many of the changes needed to reorient our lives and put each of us on the "road less traveled" - the Road to Wealth & Prosperity. Enjoy the journey!

A special thanks to all our subscribers around the world. There are now over 7,000 Crusaders with many more joining us daily. We appreciate the confidence you have placed in our publication and pledge to continue providing you with high quality content.

Do a friend or relative a favor and pass this newsletter along to them. Together we will travel down the Path to Wealth & Prosperity, one $dollar$ at a time.

To your financial success!
Al Crisp CPA

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Starting a new business today is easier that it ever has been and there are a lot of people who decide to do so every year. One thing many new entreprenuers overlook, however, is the one thing that is essential for the start-up and success of any new business - the written business plan.

Of course everyone has a basic idea of what they'd like to do when they go into business and they have broad plans in mind. But, writing a business plan as part of the start-up and organization of your company should be done while you are setting things up, not afterward. As your business grows, so will the complexities of your business operations. The larger your business is,the more important this plan is to its success.

There are some answers to questions you will need to have before you can even begin to write your business plan. What is it you want to accomplish? What is your mission? What services and products do you intend to provide? What area of the population are you goingto target? What method will you use to deliver your products or services to the customer?

Once you've answered those questions, you should write them all out in a fairly detailed business plan. This is far better than keeping it as a verbal or mental plan simply because this way you'll always be able to tell what your plan was from the beginning and you won't have to worry about accidentally changing it suddenly mid-stride.

The best way to approach the writing of the business plan is to create it in such a way that someone who is reading it will be able to get a good idea of what it is you have in mind. It should include all of the major aspects of your business.

Once you have a good written description of the services or products you'll provide, to whom and how they will be delivered and how you're going to make it happen, you should write down all of the financial information needed for the business. This will help you keep track of type and amount of loans you have applied for, financing you've received and the amount of revenue necessary to make a profit.

Many things get easier once you have a written busines plan. For example, you'll already have a document to present to a potential business partner or investors. Many financial institutions also require that you have a business plan for them to review before they will give you a loan.

Your business plan will also provide a decent blueprint for you to use in order to make sure that you stay on track. By using your business plan effectively, you should be able to keep your business running and growing.

Even though having a business plan is no guarantee that it will be successful, it does give you a strong foundation to build from and more chance of developing healthy business practices.

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